Insurance Enrollment Begins Next Month for Affordable Care Act

Insurance Enrollment Begins Next Month for Affordable Care Act

We're fewer than three weeks away from the start of big health care changes. October first is the date you need to remember if you don't have health insurance.
MEMPHIS, TN (localmemphis.com)-- Get ready. We're fewer than three weeks away from the start of big health care changes. October first is the date you need to remember if you don't have health insurance.

On that day, enrollment begins for the new health insurance marketplace set up through the Affordable Care Act, often refered to as "Obamacare".

Right now everyone is waiting for next month, but there are things you can start doing now.

"Keep your eyes and ears open, talk with others," says Zach Chandler, vice president at Baptist Memorial Health Care.

Hundreds of thousands of Americans all over the country are uninsured.

If you're one of them you will need to get insurance by January 1st or face a fine. October first new health care plans and prices will be released.

"People will be able to compare prices and what coverage those plans offer," Chandler tells localmemphis.com.

What's available varies by where you live. Each state is different.

"That's why it's so important folks are educated and looking out there, talking to others, learning all they can so they make the right choice for their family," Chandler says.

Many states are setting up their own healthcare programs. Each state has a website to help inform people.

In the MidSouth, Tennesseans can check out the Community Health Alliance website at http://www.chatn.org/.

Arkansans can go to the Arkansas Health Connector at http://www.arhealthconnector.org/.

Mississippians can log onto https://www.healthcare.gov/).

Most Americans will purchase their new plans online. If you're not computer savvy, don't worry.

In October, non-profits will begin offering help. You'll start seeing storefronts pop up to help explain the new insurance options.

Now is a good time to start thinking about what you're looking for and what you can afford.

"You want to know what is my co-pay? What is my deductible? What's my monthly premium going to be?" Chandler says. "It's never too soon to start making your plans because you don't know when you're going to need access to healthcare."
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