Mississippi Stepping Up Car Insurance Enforcement

Mississippi Stepping Up Car Insurance Enforcement

Drive without insurance in Mississippi and you could be getting a ticket in the mail.
SOUTHAVEN, MS (localmemphis.com) - Drive without insurance in Mississippi and you could be getting a ticket in the mail.

The old manual system of checking drivers for insurance is being replaced by electronic monitoring. This new system was originally supposed to take effect July 1st, but now it's not expected to roll out until 2014 - but that's still got some drivers a little uneasy.

Mississippi's new auto insurance system could lead to big bucks for the state, but it won't gain any favor from Nick Brown.

"They shouldn't be looking into whether we have insurance or not. It's our own discretion if we want to have insurance or not," he said. "Some of us can't afford it and they're just trying to make a way for them to make some more money."

Under state law, drivers are required to have an auto insurance policy, so for those abiding by the law it's a welcome change.

"They should do it! If we have to pay for it everybody else should have to pay for it. I don't have a problem with it," said Linda Wilson.

As any driver who's ever been involved in an accident knows, those without car insurance can cause a rise in deductibles for those carrying a policy.

Mississippi driver James Jones said, "I think it's fair because I pay for insurance so everybody else should too. If something happens to my car and they don't have insurance, my insurance is going to fix it, and they're going to make my deductible go up."

The automatic system is a significant move forward, as authorities have been using paper cards distributed by insurance companies to determine whether someone has a policy. For those carrying insurance there should be no concerns, however for those without, beware.

A recent study estimated that 28 percent of Mississippi motorists are driving without insurance.

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